ARE YOU LOOKING FOR A DEBT CONSOLIDATION LOAN WITH BAD CREDIT?

Ready to change your life and stop the cycle of debt? Click Here to return to the Home Page and complete our 1 Minute Free No Obligation Application. We're here to help you!

REDUCE YOUR PAYMENTS BY UP 70% THROUGH US DEBT CONSOLIDATION SERVICES! WE SERVE ALL 50 STATES!

We're ready to help you! If your objective is to:

• Reduce or eliminate high interest rates
• Lower your monthly payments
• Reduce or eliminate late charges
• Avoid bankruptcy
• Reduce or eliminate penalties
• Consolidate your bills into one monthly payment or simply get out of debt the fastest way possible, US Debt Consolidation Services can help you achieve your goal through debt consolidation

US Debt Consolidation Services works for you, not your creditors, allowing you to receive the greatest savings possible, all in one low monthly payment. Even if you have recently been turned down for credit or debt consolidation we invite you to contact us for a FREE No Obligation Debt Consolidation Analysis so we can help you reestablish your good credit. Use the FREE, No Obligation, Debt Consolidation Analysis form to the right and get started today! Your information is secure and protected with state of the art SSL encryption technology.

We provide professional debt consolidation and management services. Our service is for the person or family that has become over extended due to high interest rates, medical expenses, job loss, and other factors which results in high credit card or other unsecured debt. When you use our service you will pay significantly less and have more money for yourself each month. You will also receive the benefit of consolidating all your unsecured debt into 1 simple payment. You will pay off your debt much faster. This is not a loan. No home or equity is required!

We are a debt consolidation company acting on behalf of borrowers like you to help you get out of debt quickly. We negotiate with your creditors to reduce payments and interest in exchange for maintaining regular monthly payments. Our highly trained customer service representatives oversees on a daily basis the process of your consolidation to insure your privacy and protect your rights. The US Debt Consolidation Services customer service department consists of fully trained and experienced personnel who are well versed in the financial, legal and business practices necessary to insure your consolidation is a positive experience, and that you are represented in a professional and courteous manner.

Do You Have Questions:

Q: Is Debt Consolidation Expensive?
A: No. A small Debt Management Fee is added to your monthly payment. With our Debt Management Fee included, your monthly obligation is usually less than what you are currently paying. There are no upfront fees, and the Attorney Representation is included.

Q: Do I Have To Give Up All Of My Credit Cards?
A: No. Unlike many of the Credit Counseling Services available today, US Debt Consolidation Services will consolidate only the debts you ask us to.

Q: Why Would My Creditor's Agree To Drop Interest Rates When They Are Getting 20% Average From Me?
A: Your creditors are willing to work with us because of the tremendous amount of debt which exists today. We have established excellent relationships with all of the major creditors. So they are happy to work with us, because we provide people with a way to pay what they owe, instead of declaring Bankruptcy.

Q: Will A Debt Consolidation Damage My Credit?
A: If you are delinquent on your accounts now, we can get your creditors to re-age your accounts and show them current. If you pay your bills on time, but have too much credit, and you are not getting ahead by making minimum payments, by reducing your debt to income ratio, you will improve your credit.

Q: Is Debt Consolidation Similar To Bankruptcy?
A: Absolutely Not!!! Debt consolidation is for people who want to pay what they owe and have the ability to obtain more credit in the future. Bankruptcy is designed to absolve you of all your obligations and results in long term negative effects on your credit status.

Q: Why Should I use US Debt Consolidation Services Instead Of A Nonprofit Organization?
A: Nonprofit debt consolidators are paid by the creditors and impose budget requirements on you. In most cases, they will not allow you to keep any credit cards, and they report to the Credit Bureaus. This is a conflict of interest. At US Debt Consolidation Services, we work for our clients.

Q: Can US Debt Consolidation Services Repair My Credit?
A: US Debt Consolidation Services is not a credit restoration service. However, by reducing your debt to income ratio your credit rating will improve over time if it has been damaged before. US Debt Consolidation Services takes every precaution to minimize any damage to your credit as a result of debt consolidation.

See The Savings:

By consolidating all your unsecured debt, reducing your interest rates and decreasing the overall time to pay-back your debt the savings can easily reach 50, 60 or even 70% over the life of the debt. Most people are able to get out of debt in 3 to 5 years after the interest rates on their debts have been reduced under a debt management plan. Debt consolidation can also reduce the total monthly payment amount significantly.

Creditor Current Balance Total pay-back with minimum payment Total pay-back with our service Total Savings Visa $2,700 $5,375 $3,248 $2,126 Master Card $2,100 $4,104 $2,429 $1,674 Department Store $3,100 $6,222 $3,100 $3,122 Personal Loan's $3,600 $7,281 $4,348 $2,933 American Express $3,500 $7,069 $4,136 $2,932 TOTAL: $15,000 $30,053 $17,263 $12,790